The Social Security Administration (SSA) has announced new steps to help reduce fraud, which may affect you if you are applying for Social Security benefits or changing your direct deposit information. These changes, effective April 14, will strengthen the process to prove your identity and ensure the security of your benefits.
What’s Changing?
Starting April 14, the SSA will require individuals applying for Social Security benefits or updating their direct deposit information to go through additional identity verification steps. This is part of the SSA’s ongoing effort to protect beneficiaries from fraud.
If you use the my Social Security website, you will complete this identity verification process online. Simply log in to your personal account, and follow the prompts to verify your identity.
For those who cannot use the website, the SSA has outlined specific circumstances where you will need to visit an SSA office in person. This includes situations like:
- Applying for Retirement, Survivors, Spouse, or Child Benefits – The process can be started over the phone, but in-person visits may be required.
- Changing Direct Deposit Information for current benefits.
- Receiving a Paper Check – If you plan to change your address or other information, you must visit an office.
- Using a Paper Application – For those applying via paper, identity verification will require an office visit.
If you are applying for Social Security Disability Insurance (SSDI), Medicare, or Supplemental Security Income (SSI) and are unable to use the website, you can complete the process over the phone.
Do I Need to Act?
If you’re not applying for benefits or not changing your direct deposit information, there’s no need for you to take any action. The new verification procedures only apply to those who are applying for benefits or making changes to how they receive their payments.
Why These Changes?
The SSA is committed to protecting your benefits from fraud. By strengthening identity verification, these measures help ensure that your Social Security benefits go to the right person. These changes are designed to enhance security and reduce the risk of fraudulent activity, protecting your benefits and your personal information.
Key Takeaways:
- Identity verification will be required starting April 14 for anyone applying for Social Security benefits or changing direct deposit information.
- If you’re using the my Social Security website, you can complete the process online.
- If you cannot use the website, an in-person visit to an SSA office may be required for certain situations, like applying for benefits or changing your address.
- There is no action needed if you’re not applying for benefits or changing your direct deposit.
For more information, or to get started with your Social Security application or update, visit the official SSA website or contact your local SSA office.